Pet Business

Affordable insurance for pet sitting & pet care businesses including:

Pet Care Liability Insurance

image cutout of happy dog sitting and smiling

Pet Sitter Insurance

As a pet sitter, your passion is taking care of animals. At Pet Care Insurance (PCI), our passion is helping to protect your business through high-quality pet sitting insurance. In about 10 minutes you can have an affordable insurance policy which includes coverage for basic training and basic grooming done in conjunction with your pet sitting business. Additional options include employee dishonesty coverage, daycare coverages, and training coverage.

image cutout of dog holding a grooming brush in his mouth

Pet Groomer Insurance

Making pets look and feel their best is what you do. At Pet Care Insurance, what we do is offer you dog groomer insurance without a giant price tag. A PCI policy helps protect your business and helps cover the pets you groom if they were to get hurt while in your care.

image cutout of dog holding leash in his mouth

Dog Walker Insurance

Dog walking takes a lot of work, but fortunately protecting your business doesn’t have to. At Pet Care Insurance, we offer quality coverage and a simplified application process, so all you have to worry about is keeping up with your pack.

Do You Need Insurance?

Ouch! text graphic

What if you injure an animal while you are grooming it?

Ouch! text graphic

Did you know we have Vet Bill Reimbursement built-in for medical expenses for animals injured in your care?

Uh-oh! text graphic

What if a client slips and falls at your place of business?

Uh-oh! text graphic

General liability covers third-party bodily injury up to $1 Million per occurrence.

Oh No! text graphic

What if a dog you’re training attacks another animal in your care?

Oh No! text graphic

Animal Bailee is designed for injury or damages during the course of your business operations.

See What People Are Saying

Read More
They renewed my policy and I have peace of mind knowing we are covered. Thank you!
Read More
Communication was very good.
Read More
I appreciate they have the auto renewal feature.
Read More
Straight-forward fees and easy to use set-up. So far very happy and I hope we never have to use it!
Read More
Very good service, Explained well online quick and easy.
Read More
Provides excellent coverage for my housesitting and dog walking services. I haven’t had to make a claim yet…hope I never do. But if in fact an incident should occur, it’s comforting to know that PetCare will have my back!
Read More
Fast & prompt responses to any concerns I had with filing a claim.

Coverages to Fit Your Circumstances

Limits of Insurance

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.

Limit per Incident: $1,000,000

Limit per Year: $2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.


The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful eviction or wrongful entry
  • Oral or written publications that slander or libel a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.


Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

Any One Premises: $100,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

Any One Person: $5,000

This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.

Limit per Incident: $5,000

Limit per Year: $10,000

This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.

Limit per Incident: $1,000

Limit per Year: $5,000

Deductible: $250

If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.

Limit per Incident: $2,000

Limit per Year: $2,000

See What Else We Cover

pet food dish pet sitter icon

Pet Sitters

whistle dog trainer icon

Dog Trainers

retractable dog leash dog walker icon

Dog Walkers

brush and comb groomer icon

Pet Groomers

animal kennel pet kennel icon

Pet Kennels

dog house pet boarder icon

Pet Boarders

pooper scooper icon

Pooper Scoopers

Cat sitter icon

Cat Sitters

Pet Owners Rejoice!