Insurance for Pet Care Professionals
From pet sitters to groomers. Pet Care Insurance offers affordable tailored coverage that helps protect your business (and your wallet). Starting at $22.92/month or $259/year at PCI.
- Pet Protection Coverage (animal Bailee)
- Veterinarian Reimbursement
Backed by
$2,000,000 General Liability Aggregate Limit
Covers property damage and harm to people
Pet Protection Coverage (Animal Bailee) (and options for increasing limits)
Pays for accidents and injuries to pets in your care
Veterinarian Reimbursement
Gets pets the help they need (and gets you a refund)
Lost Key Liability Coverage
Handles rekeying costs when you're locked out
Covered Now, Protected Later
Coverage only works if you have it prior to an accident. And with pets, an accident can occur at the wag of a tail. Pet Protection Coverage (Animal Bailee) and Veterinarian Reimbursement could protect you from 81% of legal claims*
*These percentages are based on PCI claims data from 2021 through 2022.
Coverage Details
Click on the info icons to learn more about each coverage in your pet sitters insurance.
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
Limit per Incident: $1,000,000
Limit per Year: $2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Any One Premises: $100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
Limit per Incident: $2,500
Limit per Year: $5,000
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
Limit per Incident: $1,000
Limit per Year: $2,500
Deductible: $250
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
Limit per Incident: $2,000
Limit per Year: $2,000
*Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
Why the Best Pet Business Insurance Comes from PCI
Business insurance companies that don’t specialize in pet care often skip coverages essential for pet care professionals. PCI covers the risks that gnaw at your peace of mind to get you back to loving your job.
These are real scenarios pet pros face and coverages we can include to keep you protected:
You can get our affordable insurance for pet pro risks online and update it anytime. With support from our top-rated carrier and friendly, licensed customer service agents, PCI gives you confidence from cart to claim.
Get Peace of Mind with Pet Care Insurance
Pet Care Insurance is rated 4.9/5 by professionals nationwide.