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Pet Business Insurance

The best insurance for small business pet professionals: 

Buy From
$13.33/ month

or $139/year

Keep Your Business and Your Furry Clients Safe - Get Purrtected Today
Pet Business Insurance

The best insurance for small business pet professionals:

Buy From

$13.33/month

or $139/year

Keep Your Business and Your Furry Clients Safe -
Get Purrtected Today
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Trusted by over 10,000+ Pet-care Professionals

4.9/5
4.9/5
Lloyds of London company logo

Trusted by over 10,000+ Pet-care Professionals

4.9/5

Backed by

Lloyds of London company logo

Is Pet Care Insurance for me?

Instant, Affordable Coverage​

The Best Insurance for Small Business Pet Professionals

Pet Protection Coverage & Veterinarian Reimbursement

Get the Coverage Pet Professionals Need

56% of claims were not covered by GL but were covered by Pet Protection (Animal Bailee) Coverage. 25% of claims were not covered by GL but were covered by Veterinarian Reimbursement.

*These percentages are based on PCI claims data from 2021 through 2022.

General Liability

Yearly Policy Limit: $2,000,000 (included)

Insurance for pet professionals includes general liability insurance that offers third-party bodily injury and property damage coverage. Pets can be unpredictable. This coverage is essential for protecting yourself from accidents that occur to others while you work with pets.

Yearly Policy Limit: $5,000 (included)

Pets are your passion. A part of your job is keeping them protected. Also known as Animal Bailee, Pet Protection Coverage is essential for all pet professionals. It covers your business if you are legally liable for injuries pets sustain while in your care, custody, or control.

Yearly Policy Limit: $2,500 (included)

Sometimes an emergency happens, and you need to take a pet to the veterinarian while you’re on the job. Those trips aren’t cheap. Included in your policy, Veterinarian Reimbursement helps with those out-of-pocket, unexpected expenses.

Equipment & Inventory Coverage

Yearly Policy Limit: $50,000 (optional addition)

Also known as Inland Marine Insurance, Equipment and Inventory Coverage protects and pays for equipment, inventory, or supplies that suffer damage or theft. This optional coverage includes but is not limited to dryers, clippers, kennels, food, leashes, shampoos, etc. It is not intended to cover damage to property by one of the animals in your care.

Why Get Insurance? Accidents Can Cost You.

image showing various claims: Ate part of a tennis ball - $5,750 Allergic reaction - $480 Fall from groomer’s table - $637.77 Broken foot after a run - $10,684 Bite from a stray dog - $4,888.11

Coverage Details

Pet Care Insurance is conveniently designed to cover sitting, walking, grooming, training, and more all in one plan! Purchase your PCI policy today for peace of mind knowing your pet care business is insured. Pet Care Insurance provides policies customized to the pet care industry through “A” rated insurance carriers.

Limits of Insurance

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.

Limit per Incident: $1,000,000

Limit per Year: $2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.

$2,000,000

The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful eviction or wrongful entry
  • Oral or written publications that slander or libel a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement
$1,000,000

The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.

$1,000,000

Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

Any One Premises: $100,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

Any One Person: $5,000

This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.

Limit per Incident: $2,500

Limit per Year: $5,000

This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.

Limit per Incident: $1,000

Limit per Year: $2,500

Deductible: $250

If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.

Limit per Incident: $2,000

Limit per Year: $2,000

Pet Care Liability Insurance

pet sitter bubble

Pet Sitter Insurance

As a pet sitter, your passion is taking care of animals. At Pet Care Insurance (PCI), our passion is helping to protect your business through high-quality pet sitting insurance. In about 10 minutes you can have an affordable insurance policy.

dog groomer bubble

Pet Groomer Insurance

Making pets look and feel their best is what you do. At Pet Care Insurance, we offer you dog groomer insurance without a giant price tag. A PCI policy helps protect your business and helps cover the pets you groom if they get hurt while in your care.

dog walker bubble

Dog Walker Insurance

Dog walking takes a lot of work, but fortunately protecting your business doesn’t have to. At Pet Care Insurance, we offer quality coverage and a simplified application process, so all you have to worry about is keeping up with your pack.

Get Peace of Mind with Pet Care Insurance

Pet Owners Rejoice!

Comparing Employee Dishonesty Coverage & Bonding

PCI’s employee dishonesty coverage is similar to a bond, but there may be some key differences to consider.

Employee dishonesty coverage:

  • Can be purchased in the same transaction
  • Doesn’t run credit checks
  • Provides $10,000 per occurrence and $25,000 aggregate coverage

Bonds may differ from our dishonesty coverage by:

  • Checking your credit during the application process
  • Having a “Conviction Claus;” Often bonds won’t pay on claims unless there is a conviction
  • Many require you to reimbursement the bonding company after a claim is paid