Broadened Property Damage Coverage
Coverage in the event you are legally liable for damages to a client’s property that occur while contracted services are being performed (such as items in a house while you are pet sitting overnight). Whether you call it broadened property damage or broad form property damage, both terms refer to this same coverage.
Benefits Of Broadened Property Damage Coverage From PCI
Your main concern is the pets in your care, not gaps in your coverage. That’s why PCI makes it easy to get peace of mind when caring for animals in clients’ homes. Our broad form property damage insurance is an additional coverage you can add to your policy in just a few clicks!
What’s Covered By Broadened Property Damage Coverage?
Accidents can cost you, but with PCI they don’t have to. Broadened property damage insurance can cover you for damages that occur while caring for someone’s pet — that way you can stay focused on what you do best.
Broadened Property Damage FAQs
What is broadened property damage?
Do I need broadened property damage coverage?
How much does it cost to add to my plan?
Is broadened property damage included in my PCI policy?
How do I add broadened property to an existing plan?
Broad Form Property Damage Coverage
Our broad form property damage coverage is available for pet care professionals, such as pet sitters, dog walkers, and mobile groomers, and more. If you are caring for pets on someone else’s property, you can benefit from the protection of this coverage.
Coverage Details & Limits
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Any One Premises
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
* Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.