Pet Kennel Insurance
Protect your business today with A-rated kennel insurance for Pet Care Insurance (PCI)!
$26.10/ month
For 5 or fewer animals per night*
Backed by
Insurance Designed for Pet Kennels
When you’re chasing pups and cleaning litter boxes all day, the last thing you want to worry about is what could go wrong. PCI covers you from nose to tail so you can focus on your business.
$2,000,000 General Liability Aggregate Limit
Covers property damage and harm to people
Pet Protection Coverage (Animal Bailee) (+ options for increasing limits)
Pays for accidents and injuries to pets in your care
Veterinarian Reimbursement
Gets pets the help they need (and gets you a refund)
Lost Key Liability Coverage
Handles rekeying costs when you’re locked out
PCI’s kennel insurance starts as low as $26.10 a month or $292.20 per year for coverage created just for pet pros like you.
Buy Online in 10 Minutes or Less
Downloadable Certificate of Insurance at Checkout
Employee Dishonesty Coverage
(Similar to Bonding)
Trusted by Over 15,000+
Pet Care Businesses
Accidents Can Cost You
But they don’t have to. If a pet gets hurt or sick while in your care, we have your back with pet protection and vet reimbursement coverage.
Pet Kennel Insurance Explained
What Is Dog Kennel Insurance?
Kennel insurance is liability coverage for your business. It covers common claims that can crop up while on the job. PCI’s base insurance is for dog kennels that board 5 or fewer pets at the same time, and includes:
- General Liability Insurance: Designed to cover third-party claims like bodily injury, property damage, products and services, advertising errors, damage to spaces you rent, and medical bills
- Pet Protection Coverage (Animal Bailee): Extends your coverage to the animals in your care, custody, and control
- Veterinarian Reimbursement: Can help pay for vet bills when animals in your care get sick or injured
- Lost Key Liability Coverage: Pays to replace keys or locks if you lose a client’s keys
What if I Need More Coverage?
- Equipment and Inventory Coverage (Inland Marine): Designed to pay to repair or replace damaged or stolen business gear
- Broadened Property Damage Coverage: Covers damages to your client’s property by the pets in your care
- Employee Dishonesty Coverage: Can protect you from paying out-of-pocket if an employee steals from a client
- Data Theft Protection (Cyber Liability): Can pay for losses resulting from cybercrime, such as data breaches and ransomware
Will My Kennel Be Covered by My PCI Policy?
As long as you only house five (5) or fewer pets per night, you qualify for PCI’s kennel insurance.
If you take on six or more pets per night, you can still qualify for a policy to cover your other business functions, such as dog walking or grooming, but it will not cover your kennel operations.
Where Can I Get Kennel Insurance if I House More Than Five Animals Overnight?
How Long Will It Take to Get My Coverage?
You can get a free instant quote and purchase your policy in 10 minutes or less! Just answer a few questions about your business, select your coverage, and complete your purchase. Your policy can go into effect as soon as you complete your purchase.*
*PCI policies will only respond to claims for incidents that occur after purchase and during the coverage period.
How Much is Insurance for a Dog Kennel?
PCI’s dog kennel insurance costs as little as $26.10 per month or $292.20 per year. You can also select optional coverage for an additional premium. Options include:
- Equipment & Inventory (Inland Marine): three options, starting at 4.08/month
- Additional Pet Protection (Animal Bailee): three options, starting at $1.99/month
- Additional Veterinarian Reimbursement: $3.99/month
- Broadened Property Damage: $2.42/month
- Employee Dishonesty: $4.92/month
- Additional Insureds: $0.83/month
- Employee Coverage: $2.08/month
- Independent Contractor Coverage: $4.17/month
- Data Theft Protection (Cyber Liability): $6.58/month
Coverage Details
Our kennel insurance covers daytime and overnight care, pet sitting, walking, grooming, and training, all in one comprehensive policy. With customizable coverage and top-rated carriers, what’s not to love?
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
Limit per Incident: $1,000,000
Limit per Year: $2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Any One Premises: $100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
Limit per Incident: $2,500
Limit per Year: $5,000
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
Limit per Incident: $1,000
Limit per Year: $2,500
Deductible: $250
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
Limit per Year: $2,000
*Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
Why Pet Care Insurance Is the Best Option
Pet Kennel liability insurance gives you the financial protection you need in case of an accident. Even if you do everything right, there is always a chance that something can go wrong.
A dog gets attacked by another dog in your kennel.
We've got you covered with Vet Reimbursement.
An animal dies due to your negligence.
Animal Bailee is coverage for injury or damages sustained by an animal in your care.
An animal is injured while you are watching them.
Vet Bill Reimbursement provides coverage for medical expenses up to $1,000 per occurrence.
Working in pet care comes with risks, which is why you need a safety net you can count on. That’s why we tailored our dog kennel insurance to cover doggy daycares and pet boarding professionals just like you.
When things go paws up, our team of insurance specialists is here to support you through our experience, knowledge, and compassion.
Common Questions About Pet Kennel Insurance
Do pet kennels need insurance?
Yes, pet kennel insurance is an essential protection for business owners. If a customer slips in your driveway or one client’s dog bites another, you could be held financially responsible for expenses like medical bills, property damage, and legal fees. Insurance can mitigate or even eliminate these losses.
Are pet escapes covered by my policy?
If a pet runs away, dog kennel insurance could cover your financial responsibility. This includes court costs, veterinary bills, and other business-related damages. PCI’s general liability policy includes pet protection, which extends your coverage to the pets in your care.
What if a pet gets sick at my kennel?
If a pet gets sick while in your care, get them veterinary treatment immediately. PCI’s insurance for dog kennels includes veterinary reimbursement coverage, so you can take a sick pet to the vet without worrying about the cost. Pet parents trust you to protect their four-legged friends, including seeking medical care for them when necessary.
Thousands of Satisfied Customers Can’t Be Wrong
See What Else We Cover
Besides pet kennels, Pet Care Insurance also responds to many other professionals in the pet service industry, some of whom include:
Pet Kennel Insurance
Start your policy today with PCI to customize your coverage, and make your life a whole lot easier.
