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You Take Care of Pets, We Take Care of You

As a pet care professional, you’re dedicated to providing the best possible care for your furry clients. However, accidents and mistakes can happen, and when they do, they can be costly.

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Trusted by over 15,000 Pet-care Professionals

4.9/5
4.9/5
Lloyds of London company logo

Trusted by over 15,000 Pet-care Professionals

4.9/5

Backed by

Lloyds of London company logo

Mistakes Can Be Costly to Your Bottom Line

ER costs due to sickness - 
$977.33 Puppy injured while playing with other dog - 
$1,907.66 Cat ruined clients furniture - $2,010.17 Dog attacked and injured -
$4,888.11
 Dog swallowed tennis ball - $5,750.27
Mistakes Can Be Costly to Your Bottom Line
ER costs due to sickness - 
$977.33 Puppy injured while playing with other dog - 
$1,907.66 Cat ruined clients furniture - $2,010.17 Dog attacked and injured -
$4,888.11
 Dog swallowed tennis ball - $5,750.27

The Best Pet Care Business Protection for the Best Price

Tailoring our coverage to pet professionals allows us to keep premiums low and coverage high. Here’s a breakdown of what PCI offers, the coverage pet professionals need starting at $139/year.

56% of claims were not covered by GL but were covered by Pet Protection (Animal Bailee) Coverage. 25% of claims were not covered by GL but were covered by Veterinarian Reimbursement.

*These percentages are based on PCI claims data from 2021 through 2022.

General Liability

Yearly Policy Limit: $2,000,000 (included)

Insurance for pet professionals includes general liability insurance that offers third-party bodily injury and property damage coverage. Pets can be unpredictable. This coverage protects you if someone else is harmed or property is damaged while you’re working.

Pet Protection Coverage (Animal Bailee)

Yearly Policy Limit: $5,000 (included)

General liability doesn’t protect pets. Also known as Animal Bailee, Pet Protection Coverage is essential for all pet professionals. It covers your business if you are legally liable for injuries pets sustain while in your care, custody, or control. For instance, if a client notices their dog is limping after your services, you could be liable for the bill.

Veterinarian Reimbursement

Yearly Policy Limit: $2,500 (included)

Trips to the vet aren’t cheap. If you’re on the job and an emergency happens that requires you to make an unplanned visit, Sometimes an emergency happens, and you need to take a pet to the veterinarian while you’re on the job. Those trips aren’t cheap. Included in your Pet Care Insurance policy, Veterinarian Reimbursement helps with those out-of-pocket, unexpected expenses.

Broadened Property Coverage

Yearly Policy Limit: $25,000 (optional addition)

Broadened Property Damage Coverage provides protection for property damage of a client’s property that is in your care, custody, or control while performing your work and business operations. For instance, a pet sitter went in and used the bathroom at a client’s house while they were out of town. They did not realize the toilet overflowed and ruined the bathroom. If they didn’t have this coverage, they would have had to pay for the damages.

Coverage Options Made with Pet Care
Professionals in Mind

Our base policy covers:

  • Dog Walkers
  • Pet Waste Removal
  • Pet Taxi services
  • Basic care of a client’s pets
  • Bathing and brushing not tied to grooming services
  • Teaching basic sit and stay commands

We also cover popular professions like:

  • Pet Groomers
  • Pet Sitters
  • Pet Trainers
  • Doggy Daycare

These professionals go beyond our base policy and include endorsements specific to their profession to ensure you get the best coverage.

Employee Dishonesty Coverage (Similar to Bonding)

High-Quality Coverage for Reasonable Prices

Specializing in coverage only for pet care professionals, offering it online, and removing the need for sales agents lets us keep coverage high and prices low. Here’s how we compare to others in the space.

Business ClassPCINEXTThimbleSimply Business(basic coverage)Hiscox(BOP Only)Pet Sitter Associates ShownPet Sitter Associates Actual
Alternative Balance
Pet Sitting – Pet Owner’s Home$229N/A$363N/A$680$195$355N/A
Dog Walker$139$99$363$166$680$195$195$269
Pet Grooming$229$285$399$207$680$145$305$269
Pet Trainer$259$285$363$166$680$350$510N/A
Doggy Daycare – Overnight Business Location$259$285$363N/A$680$355$355N/A
Pooper Scooper$139$229N/A$95$680$195$195N/A
OptionsPCINEXTThimbleSimply Business(basic coverage)Hiscox(BOP Only)Pet Sitter Associates ShownPet Sitter Associates Actual
Alternative Balance
Animal Bailee✅*✔️✔️✔️✔️✔️
Vet Reimbursement✅*✔️✔️✔️
Inland Marine✔️✔️✔️
Cyber Liability✔️✔️✔️✔️
Employee & IC✔️✔️✔️✔️✔️

*PCI includes Pet Protection (Animal Bailee) & Veterinarian Reimbursement in our basic coverage with additional options. 

PaymentPCINEXTThimbleSimply Business(basic coverage)Hiscox(BOP Only)Pet Sitter Associates ShownPet Sitter Associates Actual
Alternative Balance
Monthly Payment Options

✔️✔️✔️

NOTE: The information in this comparison and on this page has been gathered from the websites of each organization and other third party sources. No guarantee or assurance is made by PCI as to the accuracy or completeness of this information.

High-Quality Coverage for Reasonable Prices

Specializing in coverage only for pet care professionals, offering it online, and removing the need for sales agents lets us keep coverage high and prices low. Here’s how we compare to others in the space.

Trusted by Over 14,000 Pet Professionals and Counting

It’s all about trust and convenience. Check out some Pet Care Insurance reviews from professionals like yourself.

We Don’t Have Sales Agents, We Have Service Agents

95%

of customers are very likely to recommend PCI after working with our agents.

File Claims in The Time It Takes to Say “Biiiiiiiiig Stretch”*

In case of a claim, you can easily file your claim online in just a few minutes through your online dashboard by simply filling out the online form with your contact information and details about the incident.

From there, within 24-48 business hours, our team will reach out by email or phone to gather any additional information needed in order to continue with the claim. The claim then gets reviewed by the carrier, and if it’s approved, we settle the claim!

*Okay, it might need to be a really big stretch, but it is quick and streamlined!

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Why PCI? We Protect You AND The Pets

Comparing Employee Dishonesty Coverage & Bonding

PCI’s employee dishonesty coverage is similar to a bond, but there may be some key differences to consider.

Employee dishonesty coverage:

  • Can be purchased in the same transaction
  • Doesn’t run credit checks
  • Provides $10,000 per occurrence and $25,000 aggregate coverage

Bonds may differ from our dishonesty coverage by:

  • Checking your credit during the application process
  • Having a “Conviction Claus;” Often bonds won’t pay on claims unless there is a conviction
  • Many require you to reimbursement the bonding company after a claim is paid