Pet Sitter Insurance

  • Buy Online in 10 Minutes or Less
  • Downloadable Certificate at Checkout
  • Employee Dishonesty Coverage (Similar to Bonding)
  • Trusted by Over 3,000 Pet Care Businesses

Pet Sitting Business Insurance for Professionals

Pet Care Insurance has policies starting at $139/yr and are tailored to the unique needs of pet sitters.

Our pet sitting insurance provides you with coverage that responds to the claims most often faced by pet sitters including:

  • Pets that get sick on your watch
  • While in your care, custody, or control a dog is bitten
  • The cost to rekey a home if you lose the keys

Starting at only $139/yr, our coverage is affordable while still meeting the unique insurance needs of pet sitting businesses. Our base policy includes:

  • $2,000,000 General Liability Aggregate Limit
  • Animal Bailee Coverage (options for increasing limits)
  • Veterinarian Expense Reimbursement Coverage

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Pet Sitting Insurance Coverage Details

If you’re looking for pet sitting insurance, you’ve come to the right place.

Pet Care Insurance provides customized pet sitter insurance through “A” rated carriers.

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General Liability Coverage $1,000,000
Each Occurrence
Aggregate Limit
Products-Completed Operations Aggregate Limit $2,000,000  
Personal and Advertising Injury Limit $1,000,000  
Each Occurrence Limit $1,000,000  
Damage to Premises Rented to You Limit $100,000 Any One Premises
Medical Expense Limit $5,000 Any One Person
Animal Bailee – Animals in Your Care, Custody, or Control $5,000
Each Occurrence
Aggregate Limit
Veterinarian Expense Reimbursement (Regardless of Fault) $1,000
Each Occurrence
Aggregate Limit
Lost Key Liability Coverage $2,000
Each Occurrence
Aggregate Limit

* Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.

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Pet Sitting Insurance FAQ

insured pet sitter withdog on mountain

What Is Pet Sitting Insurance?

Insurance for pet sitters is designed specifically to protect your pet sitting business from bodily injury and property damage claims. A Pet sitting insurance policy from Pet Care Insurance (PCI) starts at $139/year and includes coverages like animal bailee, vet bill reimbursement, general liability and coverage for basic grooming and obedience training. We also provide additional options to meet such as employee dishonesty coverage and additional insureds to protect your business.

pet sitting insurance: pet sitter training dog

How Much is Pet Sitting Insurance?

A basic pet sitting insurance policy from PCI starts at $139/year. However, there are additional options that you may add to your policy for an additional premium. For example, one of these options is employee dishonesty coverage—a coverage similar to bonding.

pet sitting insurance: pet sitter with dogs fighting

Do I Need Pet Sitting Insurance?

As a pet sitter, purchasing a pet sitting insurance policy helps protect your business. If you're not insured when a pet is injured, eats something bad, or you damage a client's property, you and your business could be in financial trouble; these events, and others like them, expose pet sitters to lawsuits and other liability claims.

pet sitter taking a picture of a dog

What Is Animal Bailee?

This is one of the fundamental features of PCI’s pet sitting business insurance policy. Animal Bailee covers expenses related to animal’s injuries or death - which you are legally liable for - while it is in your care, custody, or control.

The base PCI policy provides $5,000 per occurrence and has a $10,000 aggregate limit. Higher limits available if needed.

dog sleeping

What Is The Difference Between Bonding And Employee Dishonesty Coverage?

Both bonding and employee dishonesty coverage protect your business against the fraudulent and dishonest actions of an employee. PCI doesn’t offer bonding, but our optional employee dishonesty coverage gives you protection similar to bonding with much less hassle.

For example, bonds often include a credit check, only pay on conviction, and require repayment while PCI employee dishonesty coverage does not.

dog lounging on couch

Is My Family Covered If They Work For Me

A PCI pet sitting insurance policy does extend coverage to some members of your family. The policy includes coverage for your spouse and for children who are under 18 years old, as long as they are carrying out the business operations of your pet sitting business.

For additional questions regarding pet sitting insurance, please check out our main FAQ page,or call us at 888-568-0548.

Pet Sitter Insurance Videos

Why Go With Pet Care Insurance?

Pet sitter liability insurance gives you the financial protection you need in case of an accident.

Even if you are as careful as possible, there is always a chance that something can go wrong.

We know there are risks associated with your line of work and have created policies that give you financial safeguards in case something goes wrong.

We are committed to you. With a trusted carrier, a team that has proven experience and leadership in the insurance industry, and customer service representatives that are knowledgeable and friendly, we are the best choice for your liability coverage needs.

See what else we cover

Besides pet sitters, Pet Care Insurance also responds to many other professionals in the pet service industry, some of whom include:

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