Pet Sitter Insurance

Get insurance for your pet sitting business today.

  • Purchase & Manage Your Policy Online 24/7
  • Download Proof of Insurance at Checkout
  • Employee Dishonesty Coverage (Similar to Bonding)
  • Get Answers to Your Questions from Licensed Agents

Insurance Designed for Pet Sitting

Our pet sitting insurance is designed to be a convenient and affordable way to get coverage that will help protect you and increase the credibility of your pet sitting business. Costs from lawsuits, property damage, animal bites, or animal injuries as a result of pet sitting can be expensive.

Pet Care Insurance includes coverages your business needs such as general liability, business personal property, animal bailee, lost key coverage, and optional employee dishonesty coverage. Get a $2M General Liability Limit Policy ($1M Per Occurrence) from just $129 per year.

We have insured over 1,000 small pet care businesses this year alone. Don't wait, get insurance today. Our easy online application can be completed in around 15 minutes.

Read an overview of our pet sitter policy.


Buy Policy Starting at $129


Pet Sitting Insurance FAQ


What Is Animal Bailee?

This is one of the fundamental features of PCI’s pet sitting insurance policy. Animal bailee coverage helps your pet sitting business pay for medical expenses in the event that you are at fault and legally liable for an animal’s injuries while it is in your care, custody, or control.

The base PCI policy provides $5,000 per occurrence and has a $10,000 aggregate limit.


What Is the Difference Between Bonding and Employee Dishonesty Coverage?

Both bonding and employee dishonesty coverage protect your business against the fraudulent and dishonest actions of an employee. PCI doesn’t offer bonding, but our optional employee dishonesty coverage gives you protection similar to bonding with much less hassle.

For example, bonds often include a credit check, only pay on conviction, and require repayment while PCI employee dishonesty coverage does not.


Is My Family Covered If They Work for Me?

A PCI pet sitting insurance policy does extend coverage for some members of the your family. However, the policy does include coverage for your spouse and for children who are under 18 years old, as long as they are directly working for your pet sitting business. Anyone else including adult children, friends, neighbors, employees, or independent contractors must be added separately to your policy.

For additional questions, please check out our main FAQ page,or call us at 888-568-0548.


Insurance to Fit Your Circumstances

If you’re looking for pet sitting insurance, you’ve come to the right place.


Pet Care Insurance provides policies customized to the pet sitting industry through “A” rated insurance carriers.


Coverages & Limits

General Liability Coverage $1,000,000
Each Occurrence
Aggregate Limit
Products-Completed Operations Aggregate Limit $2,000,000  
Personal and Advertising Injury Limit $1,000,000  
Each Occurrence Limit $1,000,000  
Damage to Premises Rented to You Limit $300,000 Any One Premises
Medical Expense Limit $5,000 Any One Person
Animal Bailee – Animals in Your Care, Custody, or Control $5,000
Each Occurrence
Aggregate Limit
Veterinarian Expense Reimbursement (Regardless of Fault) $1,000
Each Occurrence
Aggregate Limit
Lost Key Liability Coverage $2,000
Each Occurrence
Aggregate Limit

* Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.

Buy Policy Starting at $129


What Is Pet Sitting Insurance?


Insurance for pet sitters is designed specifically to cover some exposure to your pet sitting business. A Pet sitting insurance policy from Pet Care Insurance (PCI) includes coverages like animal bailee, vet bill reimbursement, and general liability.


How Much is Pet Sitting Insurance?


A basic pet sitting insurance policy from PCI starts at $129/year. However, there are additional options that you may add to your policy for an additional premium. For example, one of these options is employee dishonesty coverage—a coverage similar to bonding.


Do I Need Pet Sitting Insurance?


As a pet sitter, purchasing a pet sitting insurance policy helps protect your business. If you're not insured when a pet is injured, eats something bad, or you damage a client's property, you and your business could be in financial trouble.


Why Go With Pet Care Insurance?

Pet sitter liability insurance gives you the financial protection you need in case of an accident.

Even if you are as careful as possible, there is always a chance that something can go wrong.

We know there are risks associated with your line of work and have created policies that give you financial safeguards in case something goes wrong.

We are committed to you. With a trusted carrier, a team that has proven experience and leadership in the insurance industry, and customer service representatives that are knowledgeable and friendly, we are the best choice for your liability coverage needs.





Additional Insurance Options for Pet Sitters

At Pet Care Insurance, in addition to insuring your pet sitting business, we also offer optional personal insurance coverages for you and your family.

Life Insurance

By selecting a life insurance policy through PCI, you are taking the initiative in providing for your family’s future in the event of your death. PCI offers four different types of policies, giving you the freedom to choose the one that fits with your family's needs and budget. Learn More

Disability Insurance

Your job as a pet sitter requires you to be active, but if you were injured how would you meet your financial obligations? PCI disability insurance provides partial income replacement that can help you pay your bills while you recover. Learn More

24/7 Sick Pay Coverage

If you were to get sick for more than a few days, and were under the regular care of a doctor, PCI offers a policy with cash benefits up to $1,500 per month for six months. Availability varies by state. Learn More

Visit our additional benefits page if you’re interested in these or other supplemental policies.


Pet Sitting Related Articles

See what else we cover

Besides pet sitters, Pet Care Insurance also responds to many other professionals in the pet service industry, some of whom include: