Cat Sitter Insurance
Get insurance for your cat sitting business today.
Trusted by over 10,000+ Pet-care Professionals
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Trusted by over 10,000+ Pet-care Professionals
Is Pet Care Insurance for me?
Instant, Affordable Coverage
The Best Insurance for Small Business Pet Professionals
Pet Protection Coverage & Veterinarian Reibursement
Get Insurance Designed For Cat Sitters
Pet Care Insurance was designed to help pet care professionals like cat sitters get the coverage they need for their business at an affordable price and without an association fee. Cat sitter insurance from PCI starts at just $229 a year and includes $2 million in general liability coverage along with other coverages that are essential to pet sitters.
It is easy to purchase your pet care insurance policy online, and your coverage can be effective immediately as soon as you have completed your online purchase.
Buy Online in 10 Minutes or Less
Downloadable Certificate at Checkout
Employee Dishonesty Coverage (Similar to Bonding)
Trusted by Over 3,000 Pet Care Businesses
Accidents Can Cost You
But they don’t have to. PCI covers you with Pet Protection Coverage and Veterinarian Reimbursement when pets get injured or sick under your care. We protect you while you focus on the pets. Get covered instantly.
Cat Sitting Insurance FAQ
Why Do Cat Sitters Need Insurance?
Most business owners need liability insurance to protect themselves in case they are found liable for harm that comes to a client or to another third party. Protection against liability is particularly essential for pet care professionals because they often work in a client’s home, and they work with animals that are incredibly unpredictable.
If damage were caused to the client’s property or to the client’s pet while they were in your care, you could be held liable, and the costs could be crippling to your business. That is where your pet care insurance policy would come in.
What if I Need to Add an Additional Insured or Additional Coverage?
You can add an additional insured to your policy at any time through your online account. For a one time fee of $10, you can as many additional insureds to your policy as you need at any time.
Additional coverages like employee dishonesty coverage or broadened property damage will be available to add when you purchase your pet care insurance policy.
What if I Have Further Questions?
One of the best features of PCI is that we have licensed insurance agents dedicated to answering questions about our policy via phone or email anytime during business hours, so if you have a question for our insurance professionals, do not hesitate to contact us.
Cat Sitting Insurance Coverage Details
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
Limit per Incident: $1,000,000
Limit per Year: $2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Any One Premises: $100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
Limit per Incident: $2,500
Limit per Year: $5,000
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
Limit per Incident: $1,000
Limit per Year: $2,500
Deductible: $250
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
Limit per Year: $2,000
*Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
Why Should You Choose Pet Care Insurance?
Pet sitter liability insurance gives you the financial protection you need in case of an accident.
Even if you are as careful as possible, there is always a chance that something could go wrong.
You lost the key your client gave you to enter the home.
We've got you covered with Lost Key Liability Coverage
A cat gets injured during your pet sitting session.
Vet Bill Reimbursement provides coverage for medical expenses up to $1,000 per occurrence.
You knock over your client's furniture when leaving the home.
We've got you covered with Broadened Property Damage Coverage.
We know there are risks associated with your line of work and have created policies that give you financial safeguards in case something goes wrong.
We are committed to you. With a trusted carrier, a team that has proven experience and leadership in the insurance industry, and customer service representatives that are knowledgeable and friendly, we are the best choice for your liability coverage needs.
Trust What Our Reviews Say.
See What Else We Cover
Besides cat sitters, Pet Care Insurance also responds to many other professionals in the pet service industry, some of whom include:
Cat Sitter Related Articles
Cat Sitter Insurance
Start your policy today with PCI to customize your coverage, and make your life a whole lot easier.
