Pet Groomers Insurance
Liability Protection For The Ruff Moments
Trusted by over 10,000+ Pet-care Professionals
Backed by
Trusted by over 10,000+ Pet-care Professionals
Is Pet Groomer Insurance for my business?
Instant, Affordable Coverage
The Best Insurance for Small Business Pet Professionals
Pet Protection Coverage & Veterinarian Reimbursement
Grooming Insurance for Professional Pet Groomers
PCI’s insurance for groomers was designed to meet the unique needs of the pet grooming industry. As a pet groomer, there are many situations that you could be held liable for, such as:
– A pet gets sick while in your care
– A dog is injured during an appointment
– A pet owner is injured on your property
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Downloadable Certificate at Checkout
Employee Dishonesty Coverage (Similar to Bonding)
Trusted by Over 3,000 Pet Care Businesses
For When Shih-Tzu Happens
Dog & Pet Groomer Insurance FAQ
What Is Pet Groomer Insurance?
- Emergency vet care
- Pet injury, illness, or death
- Lawsuits and legal fees
- Locksmith services
- Overnight care
- Damage to customer’s property
How Much Does Pet Grooming Insurance Cost?
Insurance for pet & dog groomers starts at $229/year. However, there are additional options available for an additional premium. These options include adding coverage for additional insured’s or employees, and obtaining increased coverage limits.
Do I Need Dog Grooming Liability Insurance?
Dog grooming liability insurance may reduce or eliminate the cost of claims, cover for legal fees, and meet contract requirements.
Working with pets can be unpredictable, and insurance can protect you in the event that something goes wrong. It also presents you as a dedicated professional.
Insurance for Your Dog Grooming Business
Need specialized insurance for dog groomers? You’re sniffing in the right place! Our coverage is designed to cover common grooming claims and meet most insurance requirements.
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
Limit per Incident: $1,000,000
Limit per Year: $2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Any One Premises: $100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
Limit per Incident: $2,500
Limit per Year: $5,000
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
Limit per Incident: $1,000
Limit per Year: $2,500
Deductible: $250
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
Limit per Incident: $2,000
Limit per Year: $2,000
*Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
Is Dog & Pet Groomers Insurance The Best Option?
Even the most experienced groomers know accidents can happen. That’s why they trust in pet groomer liability insurance for financial safety in case something goes wrong.
You lost your client’s key when stopping by for an appointment.
Lost Key Coverage may help you cover the cost of new lock installations or rekeying services.
An animal dies due to your negligence.
Animal Bailee is coverage for injury or damages sustained by an animal in your care.
An animal is injured while you are watching them.
Vet Bill Reimbursement provides coverage for medical expenses up to $1,000 per occurrence.
We know there are risks associated with your line of work and have created policies that give you financial safeguards in case something goes wrong.
We are committed to you. With a trusted carrier, a team that has proven experience and leadership in the insurance industry, and customer service representatives that are knowledgeable and friendly.
You're In Good Company With Pet Care
See What Else We Cover
Besides pet groomers, we also insure many other professionals in the pet service industry, some of whom include:
Additional Insurance Questions
What Does Pet Groomers Insurance Cover?
Pet groomers insurance from PCI offers a variety of coverage options into one, simple policy for you. Some of the coverage we offer include:
- Animal bailee
- General & professional liability
- Vet expense reimbursement
- Employee dishonesty coverage
- Lost key coverage
What Are The Factors That Can Affect The Cost Of Pet Groomer Insurance?
The cost of pet groomer insurance can be affected by:
- Hiring employees
- Adding additional coverages
- Increasing your limits
If you need more coverage for your grooming business, you’ll likely pay a little more in premiums.
Is Pet Groomers Insurance Required By Law?
Pet groomers insurance is not a legal requirement, but it is often a contract requirement. Most grooming businesses will require you to show proof of insurance before you’re hired. Regulations may vary, but being insured is always a good idea.
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Insurance for Dog Groomers
Pet grooming is rewarding, but it’s not without risk. Get dog groomers insurance today!
