Grooming Business Insurance for Professional Groomers

PCI's professional grooming business insurance was designed to meet the unique needs of the dog and pet grooming industry. As a groomer, there are many situations that you could be held liable for, such as:

A pet gets sick while in your care
A dog is injured during an appointment
A pet owner is injured on your property

Read an overview of our groomer insurance policy.

Mobile Dog Groomer Insurance

One of the benefits of a pet groomer insurance policy through PCI is that we can cover you whether the pets come to you or you go to the pets. Our basic groomer policy allows you to have grooming insurance at no additional premium.

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Whether you are a mobile pet groomer or a business located in a traditional brick and mortar store, you are exposed to a number of risks and this is why you need insurance to protect your business.

Check out out these e policy highlights:

Groomer Professional Liability

PCI takes pride in offering insurance coverage that is tailored to pet groomers. To protect your pet grooming business,select the groomer professional liability option in the application.

$1,000,000 per occurrence
$2,000,00 aggregate limit
No deductible

General Liability

For pet groomers, this coverage helps you in the event that you become legally responsible for injuries or injuries sustained by someone during regular business operations.

$1,000,000 per occurrence
$2,000,00 aggregate limit
No deductible

Animal Bailee

Our pet groomer insurance provides animal bailee coverage in the base policy. Animal bailee protects you in the event that you are held legally liable for injuries or damages to an animal in your care, custody, or control.

$5,000 per occurrence
$10,000 aggregate limit
No deductible

Veterinary Expense Reimbursement

Regardless of who is at fault, this coverage provides reimbursement for veterinary expenses for animals who are injured while in your care, custody, or control.

$1,000 per occurrence
$5,000 aggregate limit
$250 deductible

Buy Groomers Policy Starting at $168

Get those scissors away from me

until you get insurance.

Insurance for Your Groomer Business

If you’re looking for pet groomer insurance, you’ve come to the right place.

Pet Care Insurance provides policies customized to the pet groomer industry through “A” rated insurance carriers.

Coverages & Limits

LIMITS OF INSURANCE
General Liability Coverage	$1,000,000 $2,000,000	Each Occurrence Aggregate Limit
Products-Completed Operations Aggregate Limit	$2,000,000
Personal and Advertising Injury Limit	$1,000,000
Each Occurrence Limit	$1,000,000
Damage to Premises Rented to You Limit	$300,000	Any One Premises
Medical Expense Limit	$5,000	Any One Person
Animal Bailee – Animals in Your Care, Custody, or Control	$5,000 $10,000	Each Occurrence Aggregate Limit
Veterinarian Expense Reimbursement (Regardless of Fault)	$1,000 $5,000 $250	Each Occurrence Aggregate Limit Deductible
Lost Key Liability Coverage	$2,000 $2,000	Each Occurrence Aggregate Limit

*Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.

Buy Groomers Policy Starting at $168

What Is Pet Groomer Insurance?

Pet groomer insurance from Pet Care Insurance (PCI) includes coverages like animal bailee, general liability, and vet bill coverage. Optional coverages are available, which include broadened property coverage and employee dishonesty coverage —a coverage similar to being bonded, for an additional cost.

How Much Does Pet Grooming Insurance Cost?

A basic pet grooming insurance policy starts at $168/year. However, there are additional options available for an additional premium. These options include adding coverage for additional insured's or employees, and obtaining increased coverage limits..

Do I Need Pet Grooming Insurance?

Pet and dog grooming insurance should be a crucial part of any groomers business. Not only does it protect you in the event that something goes wrong, but also presents you as a dedicated professional. Regulations may vary by state, but being insured is always a smart business move.