| LIMITS OF INSURANCE | ||
|---|---|---|
|
General Liability Coverage
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services. |
$1,000,000
$2,000,000 |
Each Occurrence
Aggregate Limit |
|
Products-Completed Operations Aggregate Limit
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. |
$2,000,000 | |
|
Personal and Advertising Injury Limit
The amount that your policy will pay for claims arising out of one or more of the following offenses:
|
$1,000,000 | |
|
Each Occurrence Limit
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services. |
$1,000,000 | |
|
Damage to Premises Rented to You Limit
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less. |
$300,000 | Any One Premises |
|
Medical Expense Limit
A general liability coverage that reimburses others, without regard to the insured's liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy. |
$5,000 | Any One Person |
|
Animal Bailee – Animals in Your Care, Custody, or Control
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control. |
$5,000
$10,000 |
Each Occurrence
Aggregate Limit |
|
Veterinarian Expense Reimbursement (Regardless of Fault)
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control. |
$1,000
$5,000 $500 |
Each Occurrence
Aggregate Limit Deductible |
|
Lost Key Liability Coverage
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed. |
$2,000
$2,000 |
Each Occurrence
Aggregate Limit |
**Please note that these are brief definitions of coverage and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us at 844.520.6990.