The Insurance for Small Business Pet Professionals
Pet business insurance that cares for you and your furry friends with Pet Protection Coverage and Veterinarian Reimbursement.
Starting at $13.33/month or $139/year
From dog walkers to pet groomers to pet sitters and more – we help over 15,000 pet professionals like you meet your needs from whiskers to tail.
Who Do We Cover?
We cover you and the pets you work with, in all 50 states. Yes, we help cover Rover, Wag!, and most other pet professionals. See How PCI Works With Rover.
Get the Coverage Pet Professionals Need
General Liability
Yearly Policy Limit: $2,000,000 (included)
Insurance for pet professionals includes general liability insurance that offers third-party bodily injury and property damage coverage. Pets can be unpredictable. This coverage is essential for protecting yourself from accidents that occur to others while you work with pets.
Yearly Policy Limit: $5,000 (included)
Pets are your passion. A part of your job is keeping them protected. Also known as Animal Bailee, Pet Protection Coverage is essential for all pet professionals. It covers your business if you are legally liable for injuries pets sustain while in your care, custody, or control.
Yearly Policy Limit: $2,500 (included)
Sometimes an emergency happens, and you need to take a pet to the veterinarian while you’re on the job. Those trips aren’t cheap. Included in your policy, Veterinarian Reimbursement helps with those out-of-pocket, unexpected expenses.
Equipment & Inventory Coverage
Yearly Policy Limit: $50,000 (optional addition)
Covered Now, Protected Later
Coverage only works if you have it prior to an accident. And with pets, an accident can occur at the wag of a tail. Pet Protection Coverage (Animal Bailee) and Veterinarian Reimbursement could protect you from 81% of legal claims*
*These percentages are based on PCI claims data from 2021 through 2022.
Coverage Details
Pet Care Insurance is conveniently designed to cover sitting, walking, grooming, training, and more all in one plan! Purchase your PCI policy today for peace of mind knowing your pet care business is insured. Pet Care Insurance provides policies customized to the pet care industry through “A” rated insurance carriers.
Limits of Insurance
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.
Limit per Incident: $1,000,000
Limit per Year: $2,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.
The amount that your policy will pay for claims arising out of one or more of the following offenses:
- False arrest, detention or imprisonment
- Malicious prosecution
- Wrongful eviction or wrongful entry
- Oral or written publications that slander or libel a person or organization
- Oral or written publication or material that violates a person’s right of privacy
- The use of another’s advertising idea in your advertisement
The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.
$1,000,000
Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
Any One Premises: $100,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.
Limit per Incident: $2,500
Limit per Year: $5,000
This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.
Limit per Incident: $1,000
Limit per Year: $2,500
Deductible: $250
If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.
Limit per Incident: $2,000
Limit per Year: $2,000
*Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.
If you’re looking for insurance for your pet business, you’ve come to the right place.
Pet Care Insurance provides policies customized to the pet care industry through “A” rated insurance carriers.
Pet Care Liability Insurance
Pet Sitter Insurance
As a pet sitter, your passion is taking care of animals. At Pet Care Insurance (PCI), our passion is helping to protect your business through high-quality pet sitting insurance. In about 10 minutes you can have an affordable insurance policy.
Pet Groomer Insurance
Making pets look and feel their best is what you do. At Pet Care Insurance, we offer you dog groomer insurance without a giant price tag. A PCI policy helps protect your business and helps cover the pets you groom if they get hurt while in your care.
Dog Walker Insurance
Dog walking takes a lot of work, but fortunately protecting your business doesn’t have to. At Pet Care Insurance, we offer quality coverage and a simplified application process, so all you have to worry about is keeping up with your pack.
Get Peace of Mind with Pet Care Insurance
Pet Care Insurance is rated 4.9/5 by professionals nationwide.
Pet Owners Rejoice!
Not looking for professional pet insurance? We’ve got you covered. If you need health insurance for your personal pets, see here:
