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Dog Daycare Insurance

Trusted Coverage For Your Boarding, Overnight, and Doggy Daycare Operations

Starting at

$21.58/ month

As low as $259/year

Trusted by over 10,000+ Pet-care Professionals

Lloyds of London company logo

Trusted by over 10,000+ Pet-care Professionals


Backed by

Lloyds of London company logo

Is Pet Care Insurance for me?

Instant, Affordable Coverage​

The Best Insurance for Small Business Pet Professionals

Pet Protection Coverage & Veterinarian Reibursement

Benefits of Doggy Daycare Insurance from PCI

Accidents Can Cost You

ER costs due to sickness - 
$977.33 Puppy injured while playing with other dog - 
$1,907.66 Cat ruined clients furniture - $2,010.17 Dog attacked and injured -
 Dog swallowed tennis ball - $5,750.27

Frequently Asked Doggy Daycare Questions

What is dog daycare insurance?

image of lots of dogs in doggy daycare

Do I need dog daycare insurance?

How much does dog daycare insurance cost?

huskies at doggy daycare

Coverage Details & Limits for
Dog Daycare Insurance

If you’re looking for dog daycare insurance, you’ve come to the right place. Pet Care Insurance provides policies customized to the pet care industry through “A” rated insurance carriers.

Limits of Insurance

The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.

Limit per Incident: $1,000,000

Limit per Year: $2,000,000

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.


The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful eviction or wrongful entry
  • Oral or written publications that slander or libel a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement

The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.


Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.

Any One Premises: $100,000

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.

Any One Person: $5,000

This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.

Limit per Incident: $2,500

Limit per Year: $5,000

This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.

Limit per Incident: $1,000

Limit per Year: $2,500

Deductible: $250

If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.

Limit per Incident: $2,000

Limit per Year: $2,000

Is Pet Care Insurance the Best Option?

Uh-oh! text graphic

A dog gets attacked by another dog while at daycare.

Uh-oh! text graphic

We've got you covered with Vet Reimbursement.

Oh No! text graphic

An animal dies due to your negligence.

Oh No! text graphic

Animal Bailee is coverage for injury or damages sustained by an animal in your care.

Ouch! text graphic

An animal is injured while you are watching them.

Ouch! text graphic

Vet Bill Reimbursement provides coverage for medical expenses up to $1,000 per occurrence.

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Come be a part of our excellent Pet Care program for professionals like you! But don’t let us tell you, check out our 4.9 Star Reviews. 

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Additional Insurance Questions

This insurance coverage will cover 3 main claims, outside of your general liability policy coverage for specific pet daycare operations:

  • Bodily Injury – If a pet’s owner or third-party person (mailmen, delivery drivers, etc.) is injured on your daycare premises, your policy can extend your coverage in the event of a claim.
  • Property Damage – If in the course of your pet daycare operations, you damage space rented or leased to you, this policy can now extend coverage for your business’ specific operations.
  • Personal & Advertising Injury – If your doggy daycare business is affected by slander or libel claims that result in a legal case, this policy is meant to help you. For example, if your business is accused of slandering others or causing a loss of business to competitors by means of advertising injury, your policy is able to assist you in legal claims.

Please remember that the daycare exposures are excluded unless not specifically chosen, by selecting the number of locations.

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Adding coverage for your daycare and overnight care operations is as simple as answering our single question about how many locations you provide daycare. Once you add those locations, your daycare services are insured.

Please make special note of our exclusions. Daycare operations should limit care to 10 or fewer pets. While overnight boarding operations are limited to 5 or fewer animals.

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At this time, PCI does not cover dog boarding services.

Our doggy daycare insurance limits customers to care for up to 10 animals at one time during the day, with 5 animals staying overnight (if applicable). If you have questions about specific details for these coverages, our licensed customer support team is here to support you and help you find the right insurance solution for your business.

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Doggy Daycare Insurance

Comparing Employee Dishonesty Coverage & Bonding

PCI’s employee dishonesty coverage is similar to a bond, but there may be some key differences to consider.

Employee dishonesty coverage:

  • Can be purchased in the same transaction
  • Doesn’t run credit checks
  • Provides $10,000 per occurrence and $25,000 aggregate coverage

Bonds may differ from our dishonesty coverage by:

  • Checking your credit during the application process
  • Having a “Conviction Claus;” Often bonds won’t pay on claims unless there is a conviction
  • Many require you to reimbursement the bonding company after a claim is paid