Pet Groomer Insurance

Pets can be unpredictable and sometimes sustain injuries while in your care. This is why Pet Care Insurance (PCI) offers insurance tailored to the needs of groomers.

  • Purchase & Manage Your Policy Online 24/7
  • Download Proof of Insurance at Checkout
  • Employee Dishonesty Coverage (Similar to Bonding)
  • Get Answers to Your Questions from Licensed Agents

Insurance Designed for Pet Groomers

Read an overview of our groomer insurance policy.


Whether you are a mobile pet groomer or a business located in a traditional brick and mortar store, you might face many situations where you will need insurance.

An insurance policy with PCI provides coverage for pet groomers through an “A” rated carrier without the need for expensive association memberships. Checkout out some policy highlights below:

Groomer Professional Liability

PCI takes pride in offering insurance coverage that is tailored to pet groomers. All you need to do is select the groomer option in the application.

  • $1,000,000 per occurrence
  • $2,000,00 aggregate limit
  • No deductible

General Liability

For pet groomers, this coverage helps you in the event that you become legally responsible for injuries or injuries sustained by someone during regular business operations.

  • $1,000,000 per occurrence
  • $2,000,00 aggregate limit
  • No deductible

Animal Bailee

As a pet groomer, animal bailee coverage gives protection in the event that you are held legally liable for injuries our damages to an animal in your care, custody, or control.

  • $5,000 per occurrence
  • $10,000 aggregate limit
  • No deductible

Vet Bill Reimbursement

Regardless of who is at fault, this part of PCI’s insurance policy provides reimbursement for vet bills for animals who are injured while in your care, custody, or control.

  • $1,000 per occurrence
  • $5,000 aggregate limit
  • $500 deductible

Buy Groomers Policy Starting at $168



Get those scissors away from me

until you get insurance.


Insurance to Fit Your Circumstances

If you’re looking for pet groomer insurance, you’ve come to the right place.


Pet Care Insurance provides policies customized to the pet groomer industry through “A” rated insurance carriers.


Coverages & Limits

General Liability Coverage $1,000,000
Each Occurrence
Aggregate Limit
Products-Completed Operations Aggregate Limit $2,000,000  
Personal and Advertising Injury Limit $1,000,000  
Each Occurrence Limit $1,000,000  
Damage to Premises Rented to You Limit $300,000 Any One Premises
Medical Expense Limit $5,000 Any One Person
Animal Bailee – Animals in Your Care, Custody, or Control $5,000
Each Occurrence
Aggregate Limit
Veterinarian Expense Reimbursement (Regardless of Fault) $1,000
Each Occurrence
Aggregate Limit
Lost Key Liability Coverage $2,000
Each Occurrence
Aggregate Limit

* Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.

Buy Groomers Policy Starting at $168


What Is Pet Groomer Insurance?

Pet grooming insurance from Pet Care Insurance (PCI) includes coverages like animal bailee, general liability, and vet bill coverage. Optional coverages are available, which include broadened property coverage and employee dishonesty coverage —a coverage similar to being bonded, for an additional cost.


How Much Does Pet Grooming Insurance Cost?

A basic pet grooming insurance policy starts at $168/year. However, there are additional options available for an additional premium. These options include adding coverage for additional insured's or employees, and obtaining increased coverage limits..


Do I Need Pet Grooming Insurance?

Pet grooming insurance should be a crucial part of any groomers business. Not only does it protect you in the event that something goes wrong, but also presents you as a dedicated professional. Regulations may vary by state, but being insured is always a smart business move.