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Do Pet Sitters Need Insurance

woman scratching cat

As a professional pet sitter, you know there is a lot that goes into making your business successful. You understand how to meet clients’ needs, pets’ needs, and the needs of your business.

However, there might be one business need you haven’t considered: pet sitting insurance.

Do I Really Need Pet Sitting Insurance?

You might be thinking, “I don’t need insurance, nothing is going to happen.” This type of thinking could put your business and personal finances at terrible risk.

No one is doubting your pet sitting qualifications, but it’s important to remember that having insurance will protect you when things go wrong and it is also just good business sense. Consider what would happen if:

  • A pet eats something it shouldn’t and you need to take it to the vet
  • A pet gets injured and you are at fault
  • An employee steals from a client
  • You damage a client’s property
  • You lose a client’s keys and have to pay for new locks or rekeying

Would your business be able to survive any of these potential problems with the possibility for lawsuits and other financial burdens? If your own finances couldn’t handle it, or even if they could, don’t you think that having insurance would be a valuable layer of protection to have?

Business Credibility

Another benefit of having pet sitting insurance for your business is that it adds credibility to your business. When a potential client sees that you have taken the time to get insurance, they are more likely to choose you over a competitor because you appear more trustworthy.

Protect Your Pet Sitting Business Today

Now that you’ve considered some of the risks involved with a pet sitting business, you’re probably wondering how you can purchase insurance. Pet Care Insurance has developed a policy that is tailored to the needs of pet sitters. Options start at just $229/year and includes animal bailee coverage (care, custody, or control), vet bill reimbursement, general liability, and more. If you’re ready to buy, click here.

Annual Pet Sitter Insurance Policy

This policy is for professionals who work in the pet care industry.

Starting at:


or $19.08/month

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Contact Info

7:00am – 5:00pm MT | Mon – Fri

Call: 844-520-6990


About the Author

Comparing Employee Dishonesty Coverage & Bonding

PCI’s employee dishonesty coverage is similar to a bond, but there may be some key differences to consider.

Employee dishonesty coverage:

  • Can be purchased in the same transaction
  • Doesn’t run credit checks
  • Provides $10,000 per occurrence and $25,000 aggregate coverage

Bonds may differ from our dishonesty coverage by:

  • Checking your credit during the application process
  • Having a “Conviction Claus;” Often bonds won’t pay on claims unless there is a conviction
  • Many require you to reimbursement the bonding company after a claim is paid