Pet Care Insurance provides the best pet insurance in the industry. As a trained professional, we know that you do your best to keep your clients safe. However, you face risks everyday and you should make sure you have the correct coverage so you can do it with peace of mind. We’ll talk about pet insurance plans, pet insurance costs, and additional coverages that you can add to your base policy.
Pet Care Liability Insurance
Pet Care Insurance provides coverage for pet care professionals, including pet sitters, pet groomers, dog walkers, pet boarders, pet trainers, pooper scoopers, and more. Your coverage will differ based on your pet profession, but whatever profession you choose, PCI is ideal for any small business within the pet industry.
General Liability Insurance
General liability insurance helps you with the cost of claims that you become legally responsible for due to injury or damages sustained by a third party during the course of your business operations. For example, if you injure a dog while you are grooming it and cause damage, you will be held liable for any medical bills.
Included in this coverage is:
$1,000,000 per occurrence: the amount that will be covered for each payable claim
$2,000,000 aggregate limit: the total limit that will be paid out for all claims payable during the policy period
No deductible
Animal Bailee & Veterinary Expense Reimbursement
The Animal Bailee and Veterinary Expense Reimbursement work hand in hand. If the claim filed involves an injury, accident, or sickness to one of the animals in your care, control, or custody, then the Vet Reimbursement will be the first coverage to respond. This means you will be insured up to $1,000 for the incident and there will be a $250 deductible.
If the cost of the claim exceeds the $1,000 per occurrence limit, then the Bailee coverage will then take effect. This would insure you up to $5,000 more for the incident, unless you’ve already paid to increase this limit to either the $10,000 or $15,000 per occurrence.
Whatever ends up getting paid out for the incident will be deducted from the aggregate limits on both of these coverages.
Lost Key Liability Coverage
If you accidentally lose the keys to one of your client’s residences, the lost key liability coverage could help you manage the cost of installing new locks or having the building rekeyed.
Included in this coverage is:
$2,000 per occurrence
$2,000 aggregate
No deductible
How Much Does PCI Cost?
The pet insurance cost differs based on which profession you specify when filling out the application. A general liability insurance policy is available from PCI for just $139 per year. If you would like to add on additional coverage, or endorsements, you can do so while filling out the application.
Additional PCI Coverage
If you don’t see something in the basic coverage that you would like added to your policy, PCI offers different endorsements for each policy. For example, if you are a pet sitter that also performs haircuts or nail trimming for clients or training services beyond sit and stay commands, you can add these as a separate endorsement to your policy. Other endorsements will be easy to add to your policy during checkout. At checkout, you will have the option to add any of our endorsements to your policy.
Additional Insureds & Tools and Equipment Coverage
Additional insureds are simply people added to your policy as an additional insured/certificate holder, that receives protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations. Additional insureds can be added to your policy at an affordable price—just $10 for the first one, and then no additional charge for any others added after that.
Cyber Liability Insurance
Cyber liability insurance is especially helpful if you collect or store any client information—like names, contact information, and payment information. All of your business data is at risk of cyber attacks, and cyber liability insurance provides coverage in case that happens to your business. This policy can protect you from paying hefty fees, judgments, legal costs, and more that you become legally liable to pay. This is available to add onto your base policy for an additional $79.
Get Insured Today
You can fill out a simple application online in less than ten minutes. You provide your personal information, business information, business operations, and any previous claims. If you have any questions, our licensed insurance agents are happy to help. Having a pet care insurance policy will help you get more customers, build trust, and gain credibility. Put your trust in Pet Care Insurance to provide you with the best pet insurance so that you can do what you love knowing that you have coverage in place.
Free e-book
Pet Sitter & Dog Walker Business Guide
Annual Pet Insurance Policy
This policy is for professionals who work in the pet care industry.
No purchase is necessary to enter or win the contest. Purchasing will not increase your chances of winning the contest.
2) Eligibility:
The contest is open to legal United States residents who are 18 years of age or older at the time of entry. The contest is only open to those who follow the instructions and enter their name and email address on the website landing page
https://www.petcareins.com/groomer-to-groomer Employees of Pet Care Insurance, their respective affiliates, contractors, subsidiaries, advertising and promotion agencies and partners, suppliers and their immediate family members and/or those living in the same household of each are not eligible to participate in the contest. The contest is subject to all applicable federal, state and local laws and regulations. Void where prohibited.
3) Agreement To Rules:
By participating, you agree to be fully unconditionally bound by these rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of Pet Care Insurance (PCI), as final and binding as it relates to the content. The contest is subject to all applicable federal, state and local laws.
4) Contest Period:
Entries will be accepted online starting on or about November 23, 2018 and ending 10:30 AM MST on December 3, 2018. All online entries must be received by December 3, 2018 10:30 AM MST. There will be one winner.
5) How To Enter:
To enter the contest, one must enter their first name, last name, and email address into the contact form located exclusively on https://www.petcareins.com/groomer-to-groomer. You may enter only once. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If you use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Pet Care Insurance (PCI). All disputes will be resolved at the sole discretion of Pet Care Insurance (PCI). In the event the entry collection mechanism suffers a technical failure, Sponsor may elect to randomly select another email subscriber to designate the winner of this giveaway. [Note: If you would like to remove yourself from consideration for this giveaway, please email Pet Care Insurance (PCI) at marketing1@petcareins.com with the subject line “Opt-Out – Attn: Ryan Muir”]
6) Prize:
here will be 1 (one) winner who will receive 1 (one) Amazon Gift Card. The Approximate retail price of the Amazon Gift Card is = $100 USD. At the discretion of PCI, the gift card may be delivered either electronically or by means of free standard shipping to the United States.PCI reserves the right to substitute an item of equal or greater value if any items listed above are out of stock or otherwise unavailable. Actual/appraised value may differ at the time of prize award. The specifics of the prize shall be solely determined by the Sponsor. No cash or other prize substitution permitted except at Sponsor’s discretion. The prize is non-transferable. Any and all prize related expenses, including without limitation any and all federal, state, and/or local taxes shall be the sole responsibility of the winner. No substitution of a prize or transfer/assignment of a prize to others or request for the cash equivalent by winners is permitted. Acceptance of prize constitutes permission for PCI to use winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.
7) Odds:
The odds of winning depend on the number of eligible entries received. One entry per person/email address.
8) Winner Selection And Notification:
Winners of the contest will be selected based on content quality under the supervision of the Sponsor. Winner will be notified via message to the email address that they used or phone number they submitted to enter the contest within five (5) days following the winner selection. PCI shall have no liability for a winner’s failure to receive notices due to winners’ spam, junk e-mail or other security settings or for winners’ provision of incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, fails to claim the prize within 15 days of the time award notification was sent, or fails to timely return a completed and executed declaration and releases as required, the prize may be forfeited and an alternate winner selected.
The receipt by winner of the prize offered in this contest is conditioned upon compliance with any and all federal and state laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSOR’S SOLE DISCRETION) WILL RESULT IN SUCH WINNER’S DISQUALIFICATION AS WINNER OF THE CONTEST AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.
9) Rights Granted By You:
By entering this contest you understand that Pet Care Insurance, anyone acting on behalf of Pet Care Insurance, or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review, or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the entry and winner’s name, portrait, picture, voice, likeness, image or statements about the contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.
10) Terms:
Pet Care Insurance reserves the right, in its sole discretion to cancel, terminate, modify, or suspend the contest should (in its sole discretion) a virus, bugs, non-authorized human intervention, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the contest. In such case, Pet Care Insurance may select the recipients from all eligible entries received prior to and/or after (if appropriate) the action taken by Pet Care Insurance. Pet Care Insurance reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the contest or website or violates these Terms & Conditions.
Pet Care Insurance has the right, in its sole discretion, to maintain the integrity of the contest, to void votes for any reason, including, but not limited to; multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by contest rules; or the use of bots, macros or scripts or other technical means for entering. Any attempt by an entrant to deliberately damage any web site or undermine the legitimate operation of the contest may be a violation of criminal and civil laws and should such an attempt be made, Pet Care Insurance reserves the right to seek damages from any such person to the fullest extent permitted by law.
By entering the contest you agree to receive emails periodically from Pet Care Insurance and to receive a phone call from Pet Care Insurance. You can opt-out of receiving this communication at any time by clicking the unsubscribe link in the email.
1) Limitation Of Liability:
By entering you agree to release and hold harmless Pet Care Insurance and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant’s participation in the contest and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error which may occur in the administration of the Promotion or the processing of entries.
2) Disputes:
THIS CONTEST IS GOVERNED BY THE LAWS OF The United States of America AND California, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this contest, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this contest, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Utah County, Utah, USA having jurisdiction. Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this contest), and participant further waives all rights to have damages multiplied or increased.
3) Privacy Policy.
Information submitted with an entry is subject to the privacy policy stated on the Pet Care Insurance website.
4) Winners List:
To obtain a copy of the winner’s name or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to:
Pet Care Insurance
c/o: Marketing Department
260 South 2500 West Suite #303
Pleasant Grove, UT 84062
Requests must be received no later than December 3, 2019.
5) Sponsor:
The Sponsor of the contest is:
Pet Care Insurance
260 South 2500 West Suite #303
Pleasant Grove, UT 84062
6)
This promotion is in no way sponsored, endorsed, or administered by, or associated with, Facebook, Twitter, or any other Social Network. You are providing your information to PCI and not to any other party.
Comparing Employee Dishonesty Coverage & Bonding
PCI’s employee dishonesty coverage is similar to a bond, but there may be some key differences to consider.
Employee dishonesty coverage:
Can be purchased in the same transaction
Doesn’t run credit checks
Provides $10,000 per occurrence and $25,000 aggregate coverage
Bonds may differ from our dishonesty coverage by:
Checking your credit during the application process
Having a “Conviction Claus;” Often bonds won’t pay on claims unless there is a conviction
Many require you to reimbursement the bonding company after a claim is paid
