Pet Care Insurance provides the best pet insurance in the industry. As a trained professional, we know that you do your best to keep your clients safe. However, you face risks everyday and you should make sure you have the correct coverage so you can do it with peace of mind. We’ll talk about pet insurance plans, pet insurance costs, and additional coverages that you can add to your base policy.
Pet Care Liability Insurance
Pet Care Insurance provides coverage for pet care professionals, including pet sitters, pet groomers, dog walkers, pet boarders, pet trainers, pooper scoopers, and more. Your coverage will differ based on your pet profession, but whatever profession you choose, PCI is ideal for any small business within the pet industry.General Liability Insurance
General liability insurance helps you with the cost of claims that you become legally responsible for due to injury or damages sustained by a third party during the course of your business operations. For example, if you injure a dog while you are grooming it and cause damage, you will be held liable for any medical bills.Included in this coverage is:
- $1,000,000 per occurrence: the amount that will be covered for each payable claim
- $2,000,000 aggregate limit: the total limit that will be paid out for all claims payable during the policy period
- No deductible
Animal Bailee & Veterinary Expense Reimbursement
The Animal Bailee and Veterinary Expense Reimbursement work hand in hand. If the claim filed involves an injury, accident, or sickness to one of the animals in your care, control, or custody, then the Vet Reimbursement will be the first coverage to respond. This means you will be insured up to $1,000 for the incident and there will be a $250 deductible. If the cost of the claim exceeds the $1,000 per occurrence limit, then the Bailee coverage will then take effect. This would insure you up to $5,000 more for the incident, unless you’ve already paid to increase this limit to either the $10,000 or $15,000 per occurrence. Whatever ends up getting paid out for the incident will be deducted from the aggregate limits on both of these coverages.Lost Key Liability Coverage
If you accidentally lose the keys to one of your client’s residences, the lost key liability coverage could help you manage the cost of installing new locks or having the building rekeyed.Included in this coverage is:
- $2,000 per occurrence
- $2,000 aggregate
- No deductible