Dog Walker Insurance

Getting a competitive insurance policy is a walk in the park.

  • Buy Online in 10 Minutes or Less
  • Downloadable Certificate at Checkout
  • Employee Dishonesty Coverage (Similar to Bonding)
  • Trusted by Over 3,000 Pet Care Businesses


As a professional dog walker, you have the strength and stamina to keep up with the dogs in your care, but do you have the financial protection you need if an accident occurs? Pet Care Insurance has the liability coverage you need to stay ahead of problems that can lead to financial disaster.

Our program stands out from the rest because we offer the insurance coverage dog walkers need without requiring you to join an association. We just want to help you get walking and keep your business moving forward with peace of mind. Learn more about our story here.

Our policy includes the comprehensive coverage that is important to dog walkers such as general liability, business personal property, and animal bailee, and we allow you to include free additional insureds.




If you’re looking for dog walking insurance, you’ve come to the right place.

Pet Care Insurance provides policies customized to the pet care industry through “A” rated insurance carriers.


The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.


Each Occurrence
Aggregate Limit

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.


The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful eviction or wrongful entry
  • Oral or written publications that slander or libel a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement


The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.


Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.


Any One Premises

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.


Any One Person

This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.


Each Occurrence
Aggregate Limit

This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.


Each Occurrence
Aggregate Limit

If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.


Each Occurrence
Aggregate Limit

* Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.

What Is Dog Walkers Insurance?

Insurance for dog walkers helps protect your dog walking business from damages and defense cost arising from a claim as a result of your business operations. A Pet Care Insurance (PCI) policy does this through coverages such as animal bailee, general liability, and reimbursement for vet bills.

How Much Does Dog Walkers Insurance Cost?

The basic dog walkers insurance policy from PCI starts at $139/year. However, there are optional coverages that you can add to your policy for an additional premium. For example, you can add PCI's employee dishonesty coverage, which is a coverage that operates similar to bonding.

Do I Need Dog Walkers Insurance?

A responsible dog walking business includes having a current dog walking insurance policy. If you're not insured and a pet in your care, custody, or control is hit by a car, becomes sick, or sustains another injury, you'll be glad you had insurance to cover medical bills, legal costs, and any other financial expenses.

Is Pet Care Insurance the Best Option?

Liability Insurance for Dog Walkers Can Protect You and Your Career

You need insurance for your car, your home, your health, and your life, but did you know you also need it for your job?

Consider what would happen if:
A dog you’re walking is injured while in your care.
Consider what would happen if:
A dog you are walking bites someone.
Consider what would happen if:
A dog you’re walking causes damage to private property.
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Our policies can give you financial protection in case something goes wrong while you’re walking a dog.

Our entire team is committed to you. With a trusted carrier and a team that is knowledgeable and friendly, we are the best choice for your insurance needs.

See what else we cover

Besides dog walkers, we also respond to many other professionals in the pet service industry, some of whom include:

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