Pet Groomer Insurance

Backed by 140 years of experience with the Great American Insurance Company

  • Buy Online in 10 Minutes or Less
  • Downloadable Certificate at Checkout
  • Employee Dishonesty Coverage (Similar to Bonding)
  • Trusted by Over 3,000 Pet Care Businesses

Grooming Business Insurance for Professional Groomers

PCI’s professional grooming business insurance was designed to meet the unique needs of the dog and pet grooming industry. As a groomer, there are many situations that you could be held liable for, such as:

  • A pet gets sick while in your care
  • A dog is injured during an appointment
  • A pet owner is injured on your property

Read an overview of our groomer insurance policy.

Mobile Dog Groomer Insurance

One of the benefits of a pet groomer insurance policy through PCI is that we can cover you whether the pets come to you or you go to the pets. Our basic groomer policy allows you to have grooming insurance at no additional premium.

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5 stars

“This was my first experience buying pet care insurance. I am a dog walker and board dogs in my apt. It was clear that PETCARE knows the business because (it) provides choices for each type of dog or pet care. This company has designed their insurance and customer service to keep things simple and fast… exactly what dog care professionals need.”


5 stars

“Exactly what I needed and the coverage was explained in easy terms. Payment was smooth and all the proof of insurance items came to me within minutes.”

Whether you are a mobile pet groomer or a business located in a traditional brick and mortar store, you are exposed to a number of risks and this is why you need insurance to protect your business.

Check out out these policy highlights:


PCI takes pride in offering insurance coverage that is tailored to pet groomers. To protect your pet grooming business,select the groomer professional liability option in the application.

  • $1,000,000 per occurrence
  • $2,000,00 aggregate limit
  • No deductible


For pet groomers, this coverage helps you in the event that you become legally responsible for injuries or injuries sustained by someone during regular business operations.

  • $1,000,000 per occurrence
  • $2,000,00 aggregate limit
  • No deductible


Our pet groomer insurance provides animal bailee coverage in the base policy. Animal bailee protects you in the event that you are held legally liable for injuries or damages to an animal in your care, custody, or control.

  • $5,000 per occurrence
  • $10,000 aggregate limit
  • No deductible


Regardless of who is at fault, this coverage provides reimbursement for veterinary expenses for animals who are injured while in your care, custody, or control.

  • $1,000 per occurrence
  • $5,000 aggregate limit
  • $250 deductible




If you’re looking for pet groomer insurance, you’ve come to the right place.

Pet Care Insurance provides policies customized to the pet groomer industry through “A” rated insurance carriers.


The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business services.


Each Occurrence
Aggregate Limit

The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services.


The amount that your policy will pay for claims arising out of one or more of the following offenses:

  • False arrest, detention or imprisonment
  • Malicious prosecution
  • Wrongful eviction or wrongful entry
  • Oral or written publications that slander or libel a person or organization
  • Oral or written publication or material that violates a person’s right of privacy
  • The use of another’s advertising idea in your advertisement


The maximum your policy will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business services.


Applies to damage by fire to premises rented to the insured; also applies to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.


Any One Premises

A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.


Any One Person

This provides your pet business with coverage in the event that you are legally liable for injuries or damages sustained by an animal in your care, custody, or control.


Each Occurrence
Aggregate Limit

This provides coverage for medical expenses—regardless of who is at fault—for a client’s pet in your care, custody, or control.


Each Occurrence
Aggregate Limit

If you were to lose the keys to a client’s residence, this coverage could help you manage the cost of installing new locks or having the building rekeyed.


Each Occurrence
Aggregate Limit

* Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions.

What Is Pet Groomer Insurance?

Pet groomer insurance from Pet Care Insurance (PCI) includes coverages like animal bailee, general liability, and vet bill coverage. Optional coverages are available, which include broadened property coverage and employee dishonesty coverage —a coverage similar to being bonded, for an additional cost.

How Much Does Pet Grooming Insurance Cost?

A basic pet grooming insurance policy starts at $178/year. However, there are additional options available for an additional premium. These options include adding coverage for additional insured's or employees, and obtaining increased coverage limits.

Do I Need Pet Grooming Insurance?

Pet and dog grooming insurance should be a crucial part of any groomers business. Not only does it protect you in the event that something goes wrong, but also presents you as a dedicated professional. Regulations may vary by state, but being insured is always a smart business move.